FG Approves ₦10bn Housing Loan Scheme for Civil Servants to Boost Home Ownership in Nigeria
The Federal Government has given approval for a ₦10 billion housing loan scheme aimed at expanding access to home ownership for civil servants nationwide.
The Head of the Civil Service of the Federation, Didi Walson-Jack, disclosed this development on Friday in Abuja during a press briefing.
She explained that the initiative will be executed through the Federal Mortgage Bank of Nigeria and the Federal Government Staff Housing Loans Board, noting that it is structured to strengthen stability, welfare, and overall productivity within the civil service.
“The Federal Government has approved a ₦10 billion housing loan scheme to improve access to home ownership for civil servants. This loan will be facilitated through the Federal Mortgage Bank of Nigeria and the Federal Government Staff Housing Loans Board,” she said.
Walson-Jack emphasised that owning a home significantly contributes to boosting morale and efficiency among workers, stressing that a secure living condition directly influences workplace performance.
“There is a saying that a person who owns their own home stands differently. When a civil servant knows that their family has a place they can call their own, they come to work with a different swagger — with more stability, more focus and more purpose,” she said.
She further described the programme as part of a wider reform framework, adding that it aligns with the administration’s commitment to prioritising the welfare of public servants.
“What you are witnessing is not simply a welfare package; it is a philosophy. It is the operating belief of this administration that a well-supported civil servant is a more effective civil servant, and a more effective civil service delivers a stronger Nigeria,” she added.
The Head of Service also stated that the government is concurrently advancing reforms to build a more digital, efficient, and transparent civil service system.
“We are simultaneously building the civil service of tomorrow — a service that is digital and paperless, efficient and transparent, accountable and innovation-driven,” she stated.
She reaffirmed the administration’s resolve to enhance both the welfare and capacity of civil servants, noting that collaboration across government institutions has been critical to the reform process, PulseNets learnt.
Walson-Jack identified key agencies driving the initiative, including the Office of the Secretary to the Government of the Federation, the Budget Office, and the Office of the Accountant General of the Federation.
She also called on ministries, departments, and agencies to maintain strong collaboration across all levels of governance.
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Looking ahead to Workers’ Day on May 1, she noted that this year’s celebration would carry added significance for civil servants, as their contributions are receiving renewed recognition.
“For the first time in a long time, civil servants can point to concrete, contemporaneous evidence that their contributions are valued at the highest levels,” she said.
Walson-Jack commended civil servants for their continued dedication, describing them as vital to national development despite ongoing challenges, PulseNets reported.
